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Terms and Conditions - Lucky Sunday - Scratch and Win Game

  1. The Organiser
    1. The Lucky Sunday – Scratch and Win Game (the “Lucky Draw”) is organised by Wandr Pte. Ltd., hereafter known as “Pay2Home”.
  2. Acceptance of Terms and Conditions
    1. By registering or taking part in this Lucky Draw, you (the “Participant”) agree to be bound by the terms and conditions available at, as well as these terms and conditions in relation to and in connection with this Lucky Draw.
  3. Qualifying Period
    1. The Lucky Draw shall commence on 11 July 2021, 09:00 hr and ends on 11 July 2021, 12:00 hr (the “Lucky Draw Period”).
    2. Pay2Home reserves the right to change the Lucky Draw Period by extending or shortening the game at any point in time in its sole discretion.
  4. Eligibility
    1. The Lucky Draw shall be open to the public save for the following groups and/or individuals:
      1. All employees of Pay2Home as well as members of their immediate families; and
      2. All corporate customers of Pay2Home.
    2. To be eligible for the Lucky Draw, the Participant must participate in the Lucky Draw during the Lucky Draw Period.
    3. Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the Lucky Draw, including whether each Participant satisfies the eligibility criteria to participate in the Lucky Draw. Pay2Home’s determination of all matters relating to the Lucky Draw shall be final, conclusive, and binding. Pay2Home shall not be under any obligation, at any time to disclose its reason(s). Pay2Home shall not entertain any appeals, objections, challenges or correspondences relating to the Lucky Draw.
  5. Entries Permitted
    1. Each Participant shall only be permitted to one (1) entry in the Lucky Draw. Multiple entries by a single Participant shall result in immediate disqualification of the Participant.
  6. Prizes
    1. The prizes to be drawn in the Lucky Draw shall be as follows
      1. 50 x S$5 service fee discount coupon (to be applied towards one (1) money transfer service fee only). The S$5 service fee discount will be valid for a month from 11 July 2021.
    2. The prizes are strictly non-negotiable and are not exchangeable for cash, credit or kind, in full or in part, and shall not be replaceable if lost, damaged or stolen.
    3. Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice and/or assigning any reason thereto, to replace and/or substitute any of the prizes with any other prize of equal or similar value.
  7. Winners and Notification
    1. Pay2Home will, at random, select a total of fifty (50) winners for this Lucky Draw.
    2. Each Participant selected as a winner of this Lucky Draw may redeem the prizes over the following channels: Pay2Home Mobile app, Pay2Home outlet, Pay2Home Money Transfer Machines and Pay2Home Online.
    3. In order to redeem the prize through any one of Pay2Home’s digital channels, the winner shall take a screenshot of the winning notification and enter the service fee discount code to redeem the prize. To redeem the prize at any Pay2Home outlet, the winner must present the screenshot of the winning notification over any Pay2Home counter for redemption.
    4. The prize displaying the service fee discount code is strictly private and confidential and can only be utilised once by each winning Participant.
    5. Pay2Home’s decision as to the eligibility of Participants and selection of winners shall be final. No correspondence relating to the Lucky Draw will be entertained.
    6. To claim/redeem the prize, each winning Participant may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of the prize.
    7. Pay2Home reserves the right to undertake all such action as may be necessary to protect itself against fraudulent or invalid claims including, without limitation, to require further verification of each Participant’s identity, age, and other relevant details.
  8. Limitation of Liability / Indemnity
    1. By entering the Lucky Draw, each Participant agrees to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the Lucky Draw or with the acceptance, possession, or use of any prize.
  9. General Terms
    1. Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice and/or assigning any reason thereto, to vary, modify, add, or revise any of these herein governing this Lucky Draw or terminate, withdraw, extend, or shorten the Lucky Draw, with or without notice or reason. Any changes made to this Terms and Conditions herein shall be effective immediately upon Pay2Home posting the same to its webpage and each Participant understands and agrees to be bound by any such variation.
    2. By participating in this Lucky Draw, each Participant shall be deemed to have consented to Pay2Home’s use of any information which includes but is not limited to the Participant’s name, likeness, images or photographs, public social media profiles and/or information for Pay2Home’s advertising and promotional purposes for an unlimited period of time, without compensation unless prohibited by law.
    3. As a condition of accepting the prize(s), the winning Participants may be required to sign and return to Pay2Home any legal documentation in the form as required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.
  10. Applicable Law
    1. The Lucky Draw and these terms and conditions herein shall be governed by the laws of the Republic of Singapore and any dispute arising out of or in connection with these terms shall be heard and determined exclusively by the courts of Singapore.
    2. Any person who is not a Participant to this Lucky Draw shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.