Terms and Conditions – December Weekly Wins 2025

1. The Organiser
   1. The Pay2Home December Weekly Wins 2025 ( “Lucky Draw”) is organised by Wandr Pte. Ltd., hereafter known as “Pay2Home”.
2. Acceptance of Terms and Conditions
   1. By registering or taking part in this lucky draw, the participant (“You”) agree to be bound by these terms and conditions, available at www.pay2home.com/termsandconditions, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this lucky draw.
3. Qualifying Period
   1. The lucky draw commences on 5 December 2025, 00:00 hrs and ends on 2 January 2026, 23:59 hrs ( “Lucky Draw Period”).
   2. The December Lucky Draw 2025 comprises of four (4) weekly rounds, with the following participation periods:
      • Week 1: 5 December 2025 (00:00 hrs) – 11 December 2025 (23:59 hrs).
      • Week 2: 12 December 2025 (00:00 hrs) – 18 December 2025 (23:59 hrs).
      • Week 3: 19 December 2025 (00:00 hrs) – 25 December 2025 (23:59 hrs).
      • Week 4: 26 December 2025 (00:00 hrs) – 2 January 2026 (23:59 hrs).
   3. Pay2Home reserves the right to amend the Lucky Draw Period and/or the participation periods for each weekly round at its sole discretion.
4. Eligibility
   1. The lucky draw is open to all Pay2Home account holders (members) with at least one qualifying transaction during the lucky draw period.
   2. The employees of Pay2Home and members of their immediate families will not be eligible to participate.
   3. Corporate customers of Pay2Home are not eligible to participate in this lucky draw.
   4. To be eligible for the lucky draw, you must successfully complete at least ONE remittance transaction to the Philippines during the lucky draw period using any Pay2Home service channels.
   5. Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the lucky draw, including whether you satisfy the criteria to participate in the lucky draw and/or your eligibility for the lucky draw. Pay2Home’s determination of all matters relating to the lucky draw shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.
5. Entries Permitted
   1. Multiple entries permitted.
6. Prizes
   1. The lucky draw comprises four (4) weekly rounds. Each week, the following prizes will be awarded:
      • First prize: One (1) winner of an Oppo mobile phone (worth up to SGD 250)
      • Second prize: One (1) winner of a gold pendant (worth up to SGD 88)
      • Third prize: One (1) winner of three (3) free remittances (up to SGD 10 off each remittance)
      The prizes are non-negotiable, exchangeable for cash, credit or kind, in full or in part, and are not replaceable if lost, damaged or stolen
   2. Pay2Home reserves the right to, at any time and in its sole and absolute discretion , without notice or assigning any reason therefore, to replace and/or substitute any of the prizes with any other prizes of equal or similar value.
   3. Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the prize(s), or any goods or services redeemed/claimed under the lucky draw, or the acts or defaults of the merchant, agent, supplier or service provider of the prize(s) or any goods or services redeemed/ claimed under the lucky draw.
7. Winners and Notification
   1. There will be a total of twelve (12) winners for this lucky draw.
   2. The draws will be conducted weekly on the 16 December 2025, 23 December 2025, 30 December 2025, and 6 January 2026 at 287 Beach Road, #03-00, Singapore 199551, or at such other venues as Pay2Home may determine.
   3. Pay2Home’s decision as to the eligibility of participants and selection of winners is final. No correspondence relating to the lucky draw will be entered into.
   4. Should you be one of the winners, you will be notified by telephone, SMS, email, or other reasonable electronic means of contact using the details provided at the time of participation. Pay2Home shall not be responsible for any failure to contact a winner due to inaccurate or outdated contact information.
   5. If you (i) cannot be contacted within Three (3) days despite reasonable attempts by Pay2Home (including after public announcement through social media platforms, if any); (ii) refuse to accept the prize; or (iii) fail to collect the prize within Fourteen (14) days, you shall be deemed to have forfeited and automatically waived all rights to claim the prize. Pay2Home may, at its sole discretion, select an alternate winner.
   6. To claim/redeem the prize, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within Fourteen (14) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of prize.
   7. Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to your identity, age, and other relevant details.
8. Limitation of Liability
   1. By entering the lucky draw, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the lucky draw or with the acceptance, possession, attendance at or use of any prize.
9. General Terms
   1. Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the lucky draw or terminate, withdraw, extend or shorten the lucky draw, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.
   2. By participating in this lucky draw, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home’s advertising and promotional purposes for unlimited period without additional compensation unless prohibited by law.
   3. As a condition of accepting the prize(s), the winner(s) will be required to sign and return to Pay2Home any legal documentation in the form required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.
10. Applicable Law
    1. The lucky draw and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this lucky draw shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.