<h1 class="text-center pv-3">Terms and Conditions – Pay2Home Year End Lucky Draw 2022</h1><ol><li> The Organiser<ol><li>The Pay2Home Year End Lucky Draw 2022 (&ldquo;Lucky Draw&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this lucky draw, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this lucky draw.</li></ol></li><li> Qualifying Period<ol><li>The lucky draw commences on 20th October 2022, 00:00 hr and ends on 1st January 2023, 23:59 hr (&ldquo;Lucky Draw Period&rdquo;).</li><li>Pay2Home reserves the right to change the lucky draw period.</li></ol></li><li> Eligibility<ol><li>The lucky draw is open to all Pay2Home account holders (members) with at least one qualifying transaction during the lucky draw period.</li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate.</li><li>Corporate customers of Pay2Home are not eligible to participate in this lucky draw.</li><li>To be eligible for the lucky draw, you must successfully complete at least ONE (1) of the following during the lucky draw period and each of these transactions will entitle you to ONE (1) chance in the lucky draw:<ul class="exclude-nest"><li>A paid and completed remittance or bill payment transaction to any destination countries </li><li>A product purchase from Shop@Pay2Home</li><li>A payment for previous purchase from Shop@Pay2Home</li><li>A paid Priority2Protect insurance product</li></ul>Double your lucky draw chances when you transact with the Pay2Home Mobile app for any of the following services above.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the lucky draw, including whether you satisfy the criteria to participate in the lucky draw and/or your eligibility for the lucky draw. Pay2Home&rsquo;s determination of all matters relating to the lucky draw shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Entries Permitted<ol><li>Multiple entries permitted.</li></ol></li><li> Prizes<ol><li>The prizes are as follows:Grand Draw Prizes<ul class="exclude-nest"><li>1st Prize: 1 winner x cash prize of S$688 each</li><li>2nd Prize: 2 winners x cash prize of S$588 each</li><li>3rd Prize: 3 winners x cash prize of S$388 each</li></ul>Consolation Prizes<ul class="exclude-nest"><li>10 winners x cash prize of S$88 each</li><li>20 winners x cash prize of S$50 each</li><li>60 winners x cash prize of S$10 each</li></ul>Fortnightly Draw Prizes (to be equally distributed between 5 fortnightly draws)<ul class="exclude-nest"><li>15 winners x 1 Gold Coin worth S$99 each </li><li>40 winners x cash prize of $50 each</li></ul></li><li>The prizes are non-negotiable, NON-exchangeable for cash, credit or kind, in full or in part, and is not replaceable if lost, damaged or stolen.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute any of the prizes with any other prizes of equal or similar value.</li><li>Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the prize(s), or any goods or services redeemed/claimed under the lucky draw, or the acts or defaults of the merchant, agent, supplier or service provider of the prize(s) or any goods or services redeemed/ claimed under the lucky draw.</li></ol></li><li> Winners and Notification<ol><li>There will be a total of one hundred and fifty-one (151) winners for this lucky draw.</li><li>The grand draw will be conducted on 5th January 2023, 14:00 hr at 287 Beach Road, Singapore 199551.</li><li>The fortnightly draw will be conducted on the following dates at 1400 hr at 287 Beach Road, Singapore 199551:<ul class="exclude-nest"><li>31st October 2022</li><li>15th November 2022</li><li>19th November 2022</li><li>13th December 2022</li><li>27th December 2022</li></ul></li><li>Pay2Home&rsquo;s decision as to the eligibility of participants and selection of winners is final. No correspondence relating to the lucky draw will be entered into.</li><li>Should you be one of the winners, you will be notified by telephone calls or any possible means of contact deemed appropriate by Pay2Home with information as to when and where the prizes can be collected.</li><li>If you (i) cannot be contacted after a period of fourteen (14) days following reasonable attempts made by Pay2Home; (ii) refuse to accept the prize; (iii) do not collect the prize within thirty (30) days, it shall be deemed that you have forfeited and automatically waived all rights to claim the prize, and Pay2Home may at its sole discretion pick an alternative winner.</li><li>To claim/redeem the prize, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of prize.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the your identity, age, and other relevant details.</li></ol></li><li> Limitation of Liability / Indemnity<ol><li>By entering the lucky draw, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the lucky draw or with the acceptance, possession, attendance at or use of any prize.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the lucky draw or terminate, withdraw, extend or shorten the lucky draw, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.</li><li>By participating in this lucky draw, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home&rsquo;s advertising and promotional purposes for unlimited period without additional compensation unless prohibited by law.</li><li>As a condition of accepting the prize(s), the winner(s) will be required to sign and return to Pay2Home any legal documentation in the form required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.</li></ol></li><li> Applicable Law<ol><li>The lucky draw and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this lucky draw shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="pv-3 text-center">Terms and Conditions - Triple Bingo 2023</h1><ol><li>The Organiser<ol><li>The Triple Bingo 2023 (&ldquo;Campaign&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;.</li></ol></li><li>Acceptance of Terms and Conditions<ol><li>By registering or taking part in this campaign, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href=https://www.pay2home.com/termsandconditions>www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this Campaign</li></ol></li><li>Campaign Period<ol><li>The campaign commences on 1st January 2023, 00:00 hr and ends on 31th December 2023, 23:59 hr (&ldquo;Campaign Period&rdquo;).</li><li>Pay2Home reserves the right to change the Campaign period.</li></ol></li><li>Eligibility<ol><li>The campaign is open to all Pay2Home account holders (members) with at least one qualifying transaction during the Campaign period.</li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate.</li><li>Corporate customers of Pay2Home are not eligible to participate in this Campaign.</li><li>There are 3 components to the Triple Bingo 2023 Campaign.<ol class=exclude-nest><li>Hidden Gems Draw 2023</li><li>Lucky Pick Draw 2023</li><li>Mega Draw 2023</li></ol>To be eligible for the Hidden Gems Draw 2023 and Lucky Pick Draw 2023, you must complete at least one PAID remittance transaction during the Campaign period.As for the Mega Draw 2023, each PAID remittance transaction will entitle you to a stamp on your &ldquo;My Stamp Card&rdquo;. The Mega Draw entry entitlement will be as the following:4th Stamp: 1 Mega Draw entry8th Stamp: 2 Mega Draw entries12th Stamp: 3 Mega Draw entriesIf you have accumulated a total of 12 stamps on your &ldquo;My Stamp Card&rdquo;, you will be granted a total of 6 Mega Draw entries. Any cancellation or refund of your remittance transaction, will result in the forfeiture or reversal of stamp/s earned previously.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the Campaign, including whether you satisfy the criteria to participate in the Campaign and/or your eligibility for the Campaign. Pay2Home’s determination of all matters relating to the Campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li>Entries Permitted<ol><li>Multiple entries permitted.</li></ol></li><li>Prizes<ol><li>The prizes for the different components under the Triple Bingo 2023 are as follows:<ol class=exclude-nest><li>Hidden Gems Draw 2023<ul class=exclude-nest><li>108 annual winners (9 winners monthly) of ONE gold coin worth S$38 each</li><li>864 annual winners (72 winners monthly) of ONE FREE money transfer each (limit to S$10 per transfer)</li></ul></li><li>Lucky Pick Draw 2023 100 annual winners of ONE S$38 cash prize each, with 25 winners for the 1st, 2nd, 3rd and 4th quarter</li><li>Mega Draw 2023<ul class=exclude-nest><li>1st prize: 3 winners of ONE gold bar each worth S$1,288 each</li><li>2nd prize: 3 winners of ONE gold chain each worth S$888 each</li><li>3rd prize: 3 winners of ONE diamond ring each worth S$588 each</li><li>Consolation prizes: 150 winners of gold coin each worth S$88 each</li></ul></li></ol></li><li>The prize is NON-negotiable, exchangeable for cash, credit or kind, in full or in part, and is not replaceable if lost, damaged or stolen.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute any of the prize with any other prize of equal or similar value.</li><li>Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the prize(s), or any goods or services redeemed/claimed under the lucky draw, or the acts or defaults of the merchant, agent, supplier or service provider of the prize(s) or any goods or services redeemed/ claimed under the lucky draw.</li></ol></li><li>Winners and Notification<ol><li>There will be a total of one thousand, two hundred and six (1,206) winners for this lucky draw.</li><li>The Lucky Pick Draw 2023 will be conducted quarterly, on the 7th (or next working day) of April, July, October. The Hidden Gems Draw will be conducted on the spot when customer performs eligible remittance transaction over the counter at any Pay2Home outlet. The Mega Draw 2023 will be conducted on 25th January, 1400 hr at 287 Beach Road, Singapore 199551.</li><li>Pay2Home’s decision as to the eligibility of participants and selection of winners is final. No correspondence relating to the lucky draw will be entered into.</li><li>Should you be one of the winners, you will be notified by telephone call or any possible means of contact deemed appropriate by Pay2Home with information as to when and where the prizes can be collected.</li><li>If you (i) cannot be contacted after a period of fourteen (14) days following reasonable attempts made by Pay2Home; (ii) refuse to accept the prize; (iii) do not collect the prize within thirty (30) days, it shall be deemed that you have forfeited and automatically waived all rights to claim the prize, and Pay2Home may at its sole discretion pick an alternative winner.</li><li>To claim/redeem the prize, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of prize.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the your identity, age, and other relevant details.</li></ol></li><li>Limitation of Liability / Indemnity<ol><li>By entering the lucky draw, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the lucky draw or with the acceptance, possession, attendance at or use of any prize.</li></ol></li><li>General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the Campaign or terminate, withdraw, extend or shorten the Campaign, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.</li><li>By participating in this Campaign, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home’s advertising and promotional purposes for unlimited period without additional compensation unless prohibited by law.</li><li>As a condition of accepting the prize(s), the winner(s) will be required to sign and return to Pay2Home any legal documentation in the form required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.</li></ol></li><li>Applicable Law<ol><li>The Campaign and these terms and conditions shall be governed by the laws of the Republic of Singapore, and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this Campaign shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions governing the FREE Priority2Protect Masks</h1><ol><li> The Organiser<ol><li>The FREE Priority2Protect Masks (&ldquo;Promotion&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By entering this promotion, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions.html">www.pay2home.com/termsandconditions</a>, and any definitions contained herein.</li></ol></li><li> Eligibility<ol><li>The promotion is open to all Pay2Home account holders (members) with at least one qualifying insurance transaction during the promotion period. </li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate.</li><li>Corporate customers of Pay2Home are not eligible to participate in this promotion.</li><li>To be eligible for the promotion, you must successfully complete a remittance transaction of S$100 or more, which qualifies you for a FREE Priority2Protect insurance plan and opt in for the insurance plan during the promotion period at any Pay2Home outlets.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the promotion, including whether you satisfy the criteria to participate in the promotion and/or your eligibility for the promotion. Pay2Home&rsquo;s determination of all matters relating to the promotion shall be final and binding with no obligation to disclose its reason. No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Promotion Period<ol><li>The promotion is available from 13th June 2022and will end when all masks have been fully redeemed. (&ldquo;Promotion Period&rdquo;)</li><li>The promotion will start on commencement date and shall cease once all the gift(s) have been fully redeemed or at the end of the promotion period, whichever is earlier.</li></ol></li><li> Promotion<ol><li>The promotion as follows:<ul><li>A FREE Priority2Protect mask each (&ldquo;gift&rdquo;), limited to the first one thousand (1200) eligible customers.</li></ul></li><li>The gift(s) is/are non-negotiable, exchangeable for cash, credit or kind, in full or in part, and is not replaceable if lost, damaged or stolen.</li><li>The promotion shall not apply in conjunction with any other offers, discounts, rebates, vouchers, privileges or promotions unless otherwise stated.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute the gift with any other gift of equal or similar value. </li><li>Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the gift, or any goods or services redeemed/ claimed under the promotion, or the acts or defaults of the merchant, agent, supplier or service provider of the gift or any goods or services redeemed under the promotion.</li></ol></li><li> Redemption<ol><li>Only one (1) gift is permitted per customer.</li><li>There will be a total of one thousand two hundred (1200) gift(s) for this promotion.</li><li>Pay2Home&rsquo;s decision as to the eligibility of customers to the gift is final. No correspondence relating to the promotion will be entered into.</li><li>To claim for the gift, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required under applicable laws, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of the gift.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the identity, age, and other relevant details of a claimant.</li></ol></li><li> Limitation of Liability / Indemnity<ol><li>By entering the promotion, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries losses, or damages of any kind arising out of or in connection with the promotion or with the acceptance, possession, attendance at or use of the gift.</ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the promotion or terminate, withdraw, extend or shorten the promotion, with or without notice or reason. Such change on the terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation. </li><li>By participating in the promotion, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home advertising and promotional purposes for an unlimited period without additional compensation unless prohibited by law.</li><li>In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials, these terms and conditions will prevail. </li><li>These terms and conditions are to be read in conjunction with Pay2Home&rsquo;s Customer Terms, and other service terms (“Other Terms”). If there is any inconsistency between the other terms and these terms, these terms shall prevail.</li></ol></li><li> Applicable Law<ol><li>These terms and conditions shall be governed by the laws of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant of the promotion shall have no right under the Contracts (Rights of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions - One For One Deal @ Bishan</h1><ol><li> The Organiser<ol><li>The One For One Deal @ Bishan (&ldquo;Promotion&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this promotion, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions.html">www.pay2home.com/termsandconditions</a>, and any definitions contained herein.</li></ol></li><li> Promotion Period<ol><li>The promotion commences on 24th December 2021, 00:00 hr and ends on 24th January 2022, 23:59 hr (“Promotion Period”) and shall cease once 200 transactions have been fully redeemed or at the end of the promotion period, whichever is earlier.</li><li>Pay2Home reserves the right to change the promotion period.</li></ol></li><li> Eligibility<ol><li>The promotion is open to all Pay2Home account holders (members) with at least one qualifying transaction during the promotion period. </li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate.</li><li>Corporate customers of Pay2Home are not eligible to participate in this promotion.</li><li>To be eligible for the promotion, you must be the amongst the first Two Hundred (200) customers to successfully complete (fully paid) at least one money transfer transaction during the promotion period using counter service or in-store Money Transfer Machines (MTMs) at Bishan outlet to any of the following destination countries; China, Indonesia, Malaysia, Myanmar, Philippines, Thailand, Sri Lanka or Vietnam.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the promotion, including whether you satisfy the criteria to participate in the promotion and/or your eligibility for the promotion. Pay2Home&rsquo;s determination of all matters relating to the promotion shall be final and binding with no obligation to disclose its reason. No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Number of Transactions with Discounts Permitted<ol><li>This promotion is applicable for any number of transactions when the following criteria are met during the promotion period:<ul><li>Money transfer transactions initiated through over-the-counter service or at any of the two (2) in-store Money Transfer Machines (MTMs) at Bishan outlet only</li><li>Money transfer transactions to the following destination countries: China, Indonesia, Malaysia, Myanmar, Philippines, Thailand, Sri Lanka or Vietnam only</li><li>First TWO HUNDRED (200) eligible money transfer transactions only</li></ul></li></ol></li><li> Promotion Discount Percentage / Fees<ol><li>If all the conditions in Clause 4.4 above are met, Pay2Home will offer a 100% discount on the applicable flat fee charge on your next money transfer transaction to the same destination country. Please review the applicable flat fee charge before confirming the money transfer.</li><li>The promotion discount is non-negotiable, exchangeable for cash, credit or kind, in full or in part and cannot be used in conjunction with any other coupon, offer, discounts or promotions offered by Pay2Home.</li><li>To redeem the promotion discount, you must select the coupon tagged to your account when transacting through the Money Transfer Machine(MTM), Online or on the Pay2Home Mobile App or inform the Customer Service Officer if you are using over-the-counter service to utilise the coupon. If you fail to select the discount code at the time of creating and confirming the transaction, or inform the Customer Service Officer at the outlet, you will not be eligible for the discount. Discounts may not be claimed after confirmation and payment of a transaction. </li><li>If a discount is used and the transaction is cancelled (in accordance with Pay2Home&rsquo;s cancellation policy) at a later stage by you, the discount will no longer be valid for subsequent transactions.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to change and/or replace the promotion discount.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the promotion or terminate, withdraw, extend or shorten the promotion period, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to Pay2Home&rsquo;s webpage and you understand and agree to be bound by any such variation.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims arising from this promotion including, without limitation, to require further verification as to your identity, age, and other relevant details.</li><li>Pay2Home will not be liable for any loss, damage or injury suffered or sustained as a result of accepting and/or accepting and using the discount. </li><li>Pay2Home accepts no responsibility for late, lost or misdirected communications pertaining to this promotion.</li></ol></li><li> Applicable Law<ol><li>The promotion and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this promotion shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions - S$1 to Malaysia Campaign</h1><ol><li> The Organiser<ol><li>The S$1 to Malaysia Campaign (&ldquo;Campaign&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this campaign, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this campaign</li></ol></li><li> Campaign Period<ol><li>The campaign commences on 22nd March 2021, 00:00 hr and ends on 31st December 2022, 23:59 hr (&ldquo;Campaign Period&rdquo;).</li><li>Pay2Home reserves the right to change the campaign period at anytime.</li></ol></li><li> Eligibility<ol><li>The campaign is open to all Pay2Home account holders (members).</li><li>Corporate customers of Pay2Home are not eligible to participate in this campaign.</li><li>To be eligible for the campaign, the remittances must be performed via the Pay2Home Mobile app. Users must successfully complete remittance transactions during the campaign period using the Pay2Home Mobile application to remit funds to Malaysia.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the campaign, including whether you satisfy the criteria to participate in the campaign and/or your eligibility for the campaign. Pay2Home&rsquo;s determination of all matters relating to the campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Number of Transactions with Discounts Permitted<ol><li>This campaign is applicable for any number of transactions through the Pay2Home Mobile App to Malaysia during the campaign period.</li><li>The discounted transfers offered under this campaign are non-negotiable, exchangeable for cash, credit or kind, in full or in part and cannot be used in conjunction with any other coupon, offer, discounts or promotions offered by Pay2Home.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to change and/or replace the campaign benefits.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the campaign or terminate, withdraw, extend or shorten the campaign period, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to Pay2Home&rsquo;s webpage and you understand and agree to be bound by any such variation.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims arising from this campaign including, without limitation, to require further verification as to your identity, age, and other relevant details. </li><li>Pay2Home will not be liable for any loss, damage or injury suffered or sustained as a result of accepting and/or accepting and using the free remittance transfers offered under this campaign.</li><li>Pay2Home accepts no responsibility for late, lost or misdirected communications pertaining to this campaign</li></ol></li><li> Applicable Law<ol><li>The campaign and these terms and conditions shall be governed by the laws of the Republic of Singapore, and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this campaign shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions - New Opening FREE MTM transfer</h1><ol><li> The Organiser<ol><li>The New Opening Free MTM Transfer is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this campaign, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this campaign</li></ol></li><li> Campaign/Promotion Period<ol><li>The campaign commences on 25th August 2022, 00:00 hr and ends on 30th September 2022, 23:59 hr (&ldquo;Campaign Period&rdquo;).</li><li>Pay2Home reserves the right to change the campaign period at anytime.</li></ol></li><li> Eligibility<ol><li>The campaign is open to all Pay2Home account holders (members).</li><li>The employees of Pay2Home and members of their immediate families will not be eligible for the campaign.</li><li>Corporate customers of Pay2Home are not eligible to participate in this campaign</li><li>To be eligible for the campaign, you must initiate the remittance transaction only at the two participating Money Transfer Machines (MTMs) listed below and are only applicable for money transfers to seven (7) destinations only: Indonesia, Korea, Malaysia, Philippines. Sri Lanka, Thailand and Vietnam. Only the first (1st) money transfer transactions for each customer, subject to a limit of first three hundred (300) money transfer transactions at the participating MTMs are eligible for the free transfers. Participating MTMs:<ul class="exclude-nest"><li>Khatib MTM: Blk 849 Yishun Ring Road, S760849</li><li>Killiney MTM: 131 Killiney Road S239571</li></ul></li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the campaign, including whether you satisfy the criteria to participate in the campaign and/or your eligibility for the campaign. Pay2Home&rsquo;s determination of all matters relating to the campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Number of Transactions with Discounts Permitted<ol><li>This campaign is applicable for only for the first (1st) money transfer transaction for each customer, subject to a limit of the first three hundred (300) transactions at the participating MTMs for the countries listed in Clause 4.4 during the campaign period.</li></ol></li><li> Campaign Discount Percentage<ol><li>If all the conditions in Clause 4.4 above are met, Pay2Home will apply a discount of up to SGD10 discount on the applicable flat fee charge on your funds transfer. Please review the applicable flat fee charge before confirming the funds transfer.</li><li>The campaign discount is non-negotiable, exchangeable for cash, credit or kind, in full or in part and cannot be used in conjunction with any other coupon, offer, discounts or promotions offered by Pay2Home.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to change and/or replace the campaign discount.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the campaign or terminate, withdraw, extend or shorten the campaign period, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to Pay2Home&rsquo;s webpage and you understand and agree to be bound by any such variation.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims arising from this campaign including, without limitation, to require further verification as to your identity, age, and other relevant details. </li><li>Pay2Home will not be liable for any loss, damage or injury suffered or sustained as a result of accepting and/or accepting and using the discount.</li><li>Pay2Home accepts no responsibility for late, lost or misdirected communications pertaining to this campaign</li></ol></li><li> Applicable Law<ol><li>The campaign and these terms and conditions shall be governed by the laws of the Republic of Singapore, and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this campaign shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions - National Day FREE Transfers at 7-Eleven MTMs</h1><ol><li> The Organiser<ol><li>The National Day Free Transfers at 7-Eleven MTMs (&ldquo;Campaign&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this campaign, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this campaign</li></ol></li><li> Campaign/Promotion Period<ol><li>The campaign commences on 5th August 2022, 00:00 hr and ends on 31st August 2022, 23:59 hr (&ldquo;Campaign Period&rdquo;).</li><li>Pay2Home reserves the right to change the campaign period at anytime.</li></ol></li><li> Eligibility<ol><li>The campaign is open to all Pay2Home account holders (members).</li><li>The employees of Pay2Home and members of their immediate families will not be eligible for the campaign.</li><li>Corporate customers of Pay2Home are not eligible to participate in this campaign</li><li>To be eligible for the campaign, you must initiate the remittance transaction only at the participating Money Transfer Machines (MTMs) listed below and are only applicable for money transfers to eight (8) destinations only: China, Indonesia, Korea, Malaysia, Philippines. Sri Lanka, Thailand and Vietnam. Only the first three hundred (300) money transfers to the select destinations, at the participating MTMs are eligible for the free transfers. You must enter the discount code NDP57 to redeem the free transfer. Participating MTMs:<ol class="exclude-nest"><li>7-Eleven No. 6 Sixth Ave</li><li>7-Eleven Changi Road (near Joo Chiat Complex)</li><li>7-Eleven Changi Village Road</li><li>7-Eleven Clementi St 11</li><li>7-Eleven East Coast Road (near Siglap Centre)</li><li>7-Eleven Holland Village</li><li>7-Eleven Jurong East St 24</li><li>7-Eleven Jurong West St 51</li><li>7-Eleven Springleaf</li><li>7-Eleven Tanjong Katong</li><li>7-Eleven Tanjong Pagar Plaza</li><li>7-Eleven Thomson Road</li></ol></li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the campaign, including whether you satisfy the criteria to participate in the campaign and/or your eligibility for the campaign. Pay2Home&rsquo;s determination of all matters relating to the campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Number of Transactions with Discounts Permitted<ol><li>This campaign is applicable for the first three hundred (300) transactions at the participating MTMs for the countries listed in Clause 4.4 during the campaign period.</li></ol></li><li> Campaign Discount Percentage<ol><li>If all the conditions in Clause 4.4 above are met, and the discount code NDP57 is entered, Pay2Home will apply a discount of up to SGD10 discount on the applicable flat fee charge on your funds transfer. Please review the applicable flat fee charge before confirming the funds transfer.</li><li>The campaign discount is non-negotiable, exchangeable for cash, credit or kind, in full or in part and cannot be used in conjunction with any other coupon, offer, discounts or promotions offered by Pay2Home.</li><li>To redeem the campaign discount, you must enter the discount code NDP57 into the coupon code field when initiating the money transfer transactions at the participating MTMs and the relevant discount will be automatically deducted from the fee amount. If you fail to enter the discount code at the time of creating and confirming the transaction, you will not be eligible for the discount. Discounts may not be claimed after confirmation and payment of a transaction. Do note that this unique discount code will only be valid during the campaign period at the participating MTMs only.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to change and/or replace the campaign discount.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the campaign or terminate, withdraw, extend or shorten the campaign period, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to Pay2Home&rsquo;s webpage and you understand and agree to be bound by any such variation.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims arising from this campaign including, without limitation, to require further verification as to your identity, age, and other relevant details. </li><li>Pay2Home will not be liable for any loss, damage or injury suffered or sustained as a result of accepting and/or accepting and using the discount.</li><li>Pay2Home accepts no responsibility for late, lost or misdirected communications pertaining to this campaign</li></ol></li><li> Applicable Law<ol><li>The campaign and these terms and conditions shall be governed by the laws of the Republic of Singapore, and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this campaign shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions governing the Mid-Year Lucky Draw 2022</h1><ol><li> The Organiser<ol><li>The Mid-Year Lucky Draw 2022 (&ldquo;Lucky Draw&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this Lucky Draw, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any further conditions contained herein, along with the decisions of Pay2Home in relation to and in connection with this Lucky Draw.</li></ol></li><li> Qualifying Period<ol><li>The Lucky Draw commences on 8th April 2022, 00:00 hr and ends on 30th June 2021, 23:59 hrs (&ldquo;Lucky Draw Period&rdquo;).</li><li>Pay2Home reserves the right to change the Lucky Draw Period.</li></ol></li><li> Eligibility<ol><li>The lucky draw is open to all Pay2Home account holders (members) with at least one qualifying transaction during the Lucky Draw Period.</li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate in this lucky draw.</li><li>Corporate customers of Pay2Home are not eligible to participate in this lucky draw.</li><li>To be eligible for the Lucky Draw, you must successfully complete at least ONE (1) of the following during the lucky draw period:<ul><li>At least 1 remittance transaction to any destination countries.</li><li>Make instalment payments for Shop@Pay2Home products.</li><li>Make a product purchase from Shop@Pay2Home.</li><li>Purchase a paid Priority2Protect insurance product.</li></ul></li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the lucky draw, including whether you satisfy the criteria to participate in the lucky draw and/or your eligibility for the lucky draw. Pay2Home&rsaquo;s determination of all matters relating to the lucky draw shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Entries Permitted<ol><li>Multiple entries are permitted.</li></ol></li><li> Prizes<ol><li>The prizes are as follows:<ul><li>First Prize: Pay2Home wallet top-up of S$250</li><li>Second Prize: Pay2Home wallet top-up of S$150</li><li>Third Prize: Pay2Home wallet top-up of S$100</li><li>Consolation Prizes: 20 x 1 FREE money transfer each (Limit to S$10 each)</li><li>Consolation Prizes: 20 x S$40 Shop@Pay2Home discount voucher</li></ul></li><li>The prizes are non-negotiable, exchangeable for cash, credit or kind, in full or in part, and are not replaceable if lost, damaged or stolen.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute any of the prizes with any other prizes of equal or similar value.</li><li>Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the prize(s), or any goods or services redeemed/claimed under the lucky draw, or the acts or defaults of the merchant, agent, supplier or service provider of the prize(s) or any goods or services redeemed/ claimed under the lucky draw.</li></ol></li><li> Winners and Notification<ol><li>There will be a total of forty-three (43) winners for this lucky draw.</li><li>The draw will be conducted on 11th July 2021, 1400 hr at 287 Beach Road, Singapore 199551.</li><li>Pay2Home&rsaquo;s decision as to the eligibility of participants and selection of winners is final. No correspondence relating to the lucky draw will be entered into.</li><li>Should you be one of the winners, you will be notified by telephone call or any possible means of contact deemed appropriate by Pay2Home with information as to when and where the prize can be collected.</li><li>If you (i) cannot be contacted after a period of fourteen (14) days following reasonable attempts made by Pay2Home; (ii) refuse to accept the prize; (iii) do not collect the prize within thirty (30) days, it shall be deemed that you have forfeited and automatically waived all rights to claim the prize, and Pay2Home may at its sole discretion pick an alternative winner.</li><li>To claim/redeem the prize, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of prize.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the your identity, age, and other relevant details.</li></ol></li><li> Limitation of Liability / Indemnity<ol><li>By entering the lucky draw, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the lucky draw or with the acceptance, possession, attendance at or use of any prize.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the lucky draw or terminate, withdraw, extend or shorten the lucky draw, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.</li><li>By participating in this lucky draw, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home&rsaquo;s advertising and promotional purposes for unlimited period without additional compensation unless prohibited by law.</li><li>As a condition of accepting the prize(s), the winner(s) will be required to sign and return to Pay2Home any legal documentation in the form required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.</li></ol></li><li> Applicable Law<ol><li>The lucky draw and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this lucky draw shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions – Invite and Earn April 2022</h1><ol><li> The Organiser<ol><li>The Invite &amp; Earn April 2022 (&ldquo;Lucky Draw&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this lucky draw, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this lucky draw.</li></ol></li><li> Qualifying Period<ol><li>The lucky draw commences on 25th April 2022, 00:00 hr and ends on 25th June 2022, 23:59 hrs (&ldquo;Lucky Draw Period&rdquo;).</li><li>Pay2Home reserves the right to change the lucky draw period.</li></ol></li><li> Eligibility<ol><li>The lucky draw is open to all Pay2Home account holders (members).</li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate in this lucky draw.</li><li>Corporate customers of Pay2Home are not eligible to participate in this lucky draw.</li><li>To be eligible for the lucky draw, you must invite 3 friends and above to register as Pay2Home members during the lucky draw period.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the lucky draw, including whether you satisfy the criteria to participate in the lucky draw and/or your eligibility for the lucky draw. Pay2Home&rsaquo;s determination of all matters relating to the lucky draw shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Entries Permitted<ol><li>There are no limits to the number of friends you may wish to invite to join as Pay2Home members during the lucky draw period.</li></ol></li><li> Prizes<ol><li>The prizes are as follows:<ul><li>Grand Prize: one (1) Realme C11 2021 Mobile Set worth S$149</li><li>Consolation Prizes: twenty (20) Oppo Gift Sets</li></ul></li><li>The prizes are non-negotiable, exchangeable for cash, credit or kind, in full or in part, and are not replaceable if lost, damaged or stolen.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute any of the prizes with any other prizes of equal or similar value.</li><li>Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the prize(s), or any goods or services redeemed/claimed under the lucky draw, or the acts or defaults of the merchant, agent, supplier or service provider of the prize(s) or any goods or services redeemed/ claimed under the lucky draw.</li></ol></li><li> Winners<ol><li>There will be a total of twenty-one (21) winners for this lucky draw.</li><li>The draw will be conducted on 28th June 2022, 1400 hr at 287 Beach Road, Singapore 199551.</li><li>Pay2Home's decision as to the eligibility of participants and selection of winners is final. No correspondence relating to the lucky draw will be entered into.</li><li>Should you be one of the winners, you will be notified by telephone call or any possible means of contact deemed appropriate by Pay2Home with information as to when and where the prizes can be collected.</li><li>If you (i) cannot be contacted after a period of fourteen (14) days following reasonable attempts made by Pay2Home; (ii) refuse to accept the prize; (iii) do not collect the prize within thirty (30) days, it shall be deemed that you have forfeited and automatically waived all rights to claim the prize, and Pay2Home may at its sole discretion pick an alternative winner.</li><li>To claim/redeem the prize, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of prize.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the your identity, age, and other relevant details.</li></ol></li><li> Limitation of Liability / Indemnity<ol><li>By entering the lucky draw, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the lucky draw or with the acceptance, possession, attendance at or use of any prize.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the lucky draw or terminate, withdraw, extend or shorten the lucky draw, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.</li><li>By participating in this lucky draw, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home&rsaquo;s advertising and promotional purposes for unlimited period without additional compensation unless prohibited by law.</li><li>As a condition of accepting the prize(s), the winner(s) will be required to sign and return to Pay2Home any legal documentation in the form required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.</li></ol></li><li> Applicable Law<ol><li>The lucky draw and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this lucky draw.</li></ol></li></ol>

<h1 class= "text-center pv-3">Terms and Conditions – 1st Mobile Transaction Free</h1><ol><li> The Organiser<ol><li>The 1st Mobile Transaction Free (“campaign”) is organised by Wandr Pte. Ltd., hereafter known as “Pay2Home”.</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this campaign, the participant (“You”) agree to be bound by these terms and conditions, available at <a href= "https://www.pay2home.com/termsandconditions.html">www.pay2Home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this campaign.</li></ol></li><li> Campaign Period<ol><li>The campaign commences on 22nd July 2020, 00:00 hr and ends on 30th September 2021, 23:59 hr (“campaign period”) for the following countries: China, Indonesia, Malaysia, Philippines, Sri Lanka and Vietnam.</li><li>The campaign commences on 14th June 2021, 00:00 hr and ends on 30th September 2021, 23:59 hr (“campaign period”) for the country: Thailand.</li><li>Pay2Home reserves the right to change the campaign period.</li></ol></li><li> Eligibility<ol><li>The campaign is open to all Pay2Home account holders (members).</li><li>The employees of Pay2Home and members of their immediate families will not be eligible for the campaign.</li><li>Corporate customers of Pay2Home are not eligible to participate in this campaign.</li><li>To be eligible for the campaign, the remittance must be your 1st (first) remittance via the Pay2Home Mobile Application, and it is limited to transfer of funds to the following countries only: China, Indonesia, Malaysia, Philippines, Sri Lanka, Thailand, and Vietnam.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the campaign, including whether you satisfy the criteria to participate in the campaign and/or your eligibility for the campaign. Pay2Home’s determination of all matters relating to the campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Number of Transaction with Discount Permitted<ol><li>This campaign is applicable for FIRST (1st) transaction through Pay2Home Mobile application for transfers to China, Indonesia, Malaysia, Philippines, Sri Lanka, Thailand, and Vietnam only during the campaign period.</li></ol></li><li> Campaign Discount Percentage<ol><li>If all the conditions in Clause 4.4 above are met, Pay2Home will apply a 100% discount on the applicable flat fee charge on your FIRST (1st) fund transfer. Please review the applicable flat fee charge before confirming the funds transfer.</li><li>The campaign discount is non-negotiable, exchangeable for cash, credit or kind, in full or in part and cannot be used in conjunction with any other coupon, offer, discounts or promotions offered by Pay2Home.</li><li>To redeem the campaign discount, you must select the coupon code “1stMOBTXFREE” in the Pay2Home Mobile application and the relevant discount will be automatically deducted from the fee amount. If you fail to select the discount code at the time of creating and confirming the transaction, you will not be eligible for the discount. The discount may not be claimed after confirmation and payment of a transaction.</li><li>If a discount is used and the transaction is cancelled (in accordance with Pay2Home’s cancellation policy) at a later stage by you, the discount will no longer be valid for subsequent transactions.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to change and/or replace the campaign discount.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the campaign or terminate, withdraw, extend or shorten the campaign period, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to Pay2Home’s webpage and you understand and agree to be bound by any such variation.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims arising from this campaign including, without limitation, to require further verification as to your identity, age, and other relevant details.</li><li>Pay2Home will not be liable for any loss, damage or injury suffered or sustained as a result of accepting and/or accepting and using the discount.</li><li>Pay2Home accepts no responsibility for late, lost or misdirected communications pertaining to this campaign.</li></ol></li><li> Applicable Law<ol><li>The campaign and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this campaign shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions - CNY S$7 Off 2022</h1><ol><li> The Organiser<ol><li>The CNY S$7 Off 2022 (&ldquo;promotion&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this promotion, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions.html">www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this promotion.</li></ol></li><li> Promotion Period<ol><li>The promotion commences on 30th Dec 2021, 00:00 hr and ends on 3rd Feb 2022, 23:59 hr ("Promotion Period") and shall cease once THREE HUNDRED (300) S$7 off service fee coupons have been fully issued or at the end of the promotion period, whichever is earlier.</li><li>Pay2Home reserves the right to change the promotion period.</li></ol></li><li> Eligibility<ol><li>The promotion is open to all Pay2Home account holders (members). </li><li>The employees of Pay2Home and members of their immediate families will not be eligible for the promotion.</li><li>Corporate customers of Pay2Home are not eligible to participate in this promotion.</li><li>To be eligible for the promotion, you must be the first THREE HUNDRED (300) customers to complete (fully paid) one transaction to China on any Pay2Home's service platform which includes the Pay2Home Mobile Application, Money Transfer Machines (MTMs), Pay2Home online service or counter service at any Pay2Home outlet.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the promotion, including whether you satisfy the criteria to participate in the promotion and/or your eligibility for the promotion. Pay2Home&rsquo;s determination of all matters relating to the promotion shall be final and binding with no obligation to disclose its reason. No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Number of Transactions with Discounts Permitted<ol><li>This promotion is applicable for only the first THREE HUNDRED (300) transactions to destination country - China during the promotion period.</li></ol></li><li> Promotion – S$7 Service discount <ol><li>If all the conditions in Clause 4.4 above are met, Pay2Home will issue a S$7 discount service fee coupon to your Pay2Home account. Please review the applicable flat fee charge before confirming the funds transfer.</li><li>The promotion discount is non-negotiable, exchangeable for cash, credit or kind, in full or in part and cannot be used in conjunction with any other coupon, offer, discounts or promotions offered by Pay2Home.</li><li>To redeem the promotion discount, you must select the S$7 off service fee coupon tagged to your Pay2Home account and the relevant discount will be automatically deducted from the fee amount. If you fail to select the discount code at the time of creating and confirming the transaction, or inform the Customer Service Officer at the outlet, you will not be eligible for the discount. Discounts may not be claimed after confirmation and payment of a transaction. </li><li>If a discount is used and the transaction is cancelled (in accordance with Pay2Home&rsquo;s cancellation policy) at a later stage by you, the discount will no longer be valid for subsequent transactions.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to change and/or replace the promotion discount.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the promotion or terminate, withdraw, extend or shorten the promotion period, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to Pay2Home&rsquo;s webpage and you understand and agree to be bound by any such variation.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims arising from this promotion including, without limitation, to require further verification as to your identity, age, and other relevant details.</li><li>Pay2Home will not be liable for any loss, damage or injury suffered or sustained as a result of accepting and/or accepting and using the discount. </li><li>Pay2Home accepts no responsibility for late, lost or misdirected communications pertaining to this promotion.</li></ol></li><li> Applicable Law<ol><li>The promotion and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this promotion shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions Governing the Bishan Opening Special - Indonesia Campaign</h1><ol><li> The Organiser<ol><li>The Bishan Opening Special – Indonesia Campaign (&ldquo;Campaign&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this campaign, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any definitions contained herein, along with the decisions of Pay2Home in relation to and in connection with this campaign.</li></ol></li><li> Campaign Period<ol><li>The campaign commences on 11th April 2022, 00:00 hr and ends on 11th June 2022, 23:59 hr (&ldquo;Campaign Period&rdquo;).</li><li>Pay2Home reserves the right to change the campaign period.</li></ol></li><li> Eligibility<ol><li>The campaign is open to all Pay2Home account holders (members).</li><li>The employees of Pay2Home and members of their immediate families will not be eligible for the campaign.</li><li>Corporate customers of Pay2Home are not eligible to participate in this campaign.</li><li>To be eligible for the campaign service fee discount, you must successfully complete a remittance transaction during the campaign period through Pay2Home Bishan - Money Transfer Machines or over-the-counter service to remit a minimum of SGD100 to Indonesia only. The campaign is limited to the first One Thousand (1000) money transfers transactions which fulfils all above criteria.</li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the campaign, including whether you satisfy the criteria to participate in the campaign and/or your eligibility for the campaign. Pay2Home&rsquo;s determination of all matters relating to the campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Number of Transaction/s with Discount Permitted <ol><li>This campaign is applicable for the first ONE THOUSAND (1000) transactions which fulfils the criteria in clause 4.4 during the campaign period.</li></ol></li><li> Campaign Discount Fees<ol><li>If all the conditions in Clause 4.4 above are met, Pay2Home will apply a SGD5 discount on the applicable flat fee charge on your funds transfer. Please review the applicable flat fee charge before confirming the funds transfer.</li><li>The campaign discount is non-negotiable, exchangeable for cash, credit or kind, in full or in part and cannot be used in conjunction with any other coupon, offer, discounts or promotions offered by Pay2Home.</li><li>If a discount is used and the transaction is cancelled (in accordance with Pay2Home&rsquo;s cancellation policy) at a later stage by you, the discount will no longer be valid for subsequent transactions.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to change and/or replace the campaign discount.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the campaign or terminate, withdraw, extend or shorten the campaign period, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to Pay2Home&rsquo;s webpage and you understand and agree to be bound by any such variation.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims arising from this campaign including, without limitation, to require further verification as to your identity, age, and other relevant details. </li><li>Pay2Home will not be liable for any loss, damage or injury suffered or sustained as a result of accepting and/or accepting and using the discount.</li><li>Pay2Home accepts no responsibility for late, lost or misdirected communications pertaining to this campaign</li></ol></li><li> Applicable Law<ol><li>The campaign and these terms and conditions shall be governed by the laws of the Republic of Singapore, and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this campaign shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions – 10.10 Lucky Draw</h1><ol><li> The Organiser<ol><li>The 10.10 Lucky Draw (&ldquo;Grand Draw&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By registering or taking part in this lucky draw, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any further conditions contained herein, along with the decisions of Pay2Home in relation to and in connection with this lucky draw.</li></ol></li><li> Qualifying Period<ol><li>The lucky draw commences on 10th October 2022, 00:00 hr and ends on 10th November 2022, 23:59 hrs (&ldquo;Lucky Draw Period&rdquo;).</li><li>Pay2Home reserves the right to change the lucky draw period.</li></ol></li><li> Eligibility<ol><li>The lucky draw is open to all Pay2Home account holders (members) with at least one qualifying transaction during the Lucky Draw Period.</li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate in this lucky draw.</li><li>Corporate customers of Pay2Home are not eligible to participate in this lucky draw.</li><li>To be eligible for the Lucky Draw, you must successfully complete all 3 tasks as follow within the lucky draw period<ol class="exclude-nest"><li>Follow Pay2Home on Facebook or Instagram.</li><li>Tag 2 friends and let us know why you choose Pay2Home as your money transfer provider under comments in the 10.10 Pay2Home Challenge post.</li><li>Send a money transfer of SGD 100 or more.</li></ol></li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the lucky draw, including whether you satisfy the criteria to participate in the lucky draw and/or your eligibility for the lucky draw. Pay2Home&rsquo;s determination of all matters relating to the lucky draw shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Entries Permitted<ol><li>Only one entry is permitted per customer.</li></ol></li><li> Prize<ol><li>The prize is as follows:<ul><li>Grand Prize: TEN (10) free money transfers, subject to a limit of SGD 10 per money transfer.</li></ul></li><li>The prize is non-negotiable, exchangeable for cash, credit or kind, in full or in part, and is not replaceable if lost, damaged or stolen.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute any of the prize with any other prize of equal or similar value.</li><li>Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the prize(s), or any goods or services redeemed/claimed under the lucky draw, or the acts or defaults of the merchant, agent, supplier or service provider of the prize(s) or any goods or services redeemed/ claimed under the lucky draw.</li></ol></li><li> Winners and Notification<ol><li>There will be a total of ONE (1) winner for this lucky draw.</li><li>The draw will be conducted on 17th November 2022, 14:00 hr at 287 Beach Road, Singapore 199551.</li><li>Pay2Home&rsquo;s decision as to the eligibility of participants and selection of winners is final. No correspondence relating to the lucky draw will be entered into.</li><li>Should you be one of the winners, you will be notified by telephone call or any possible means of contact deemed appropriate by Pay2Home with information as to when and where the prize can be collected.</li><li>If you (i) cannot be contacted after a period of fourteen (14) days following reasonable attempts made by Pay2Home; (ii) refuse to accept the prize; (iii) do not collect the prize within thirty (30) days, it shall be deemed that you have forfeited and automatically waived all rights to claim the prize, and Pay2Home may at its sole discretion pick an alternative winner.</li><li>To claim/redeem the prize, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of prize.</li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the your identity, age, and other relevant details.</li></ol></li><li> Limitation of Liability / Indemnity<ol><li>By entering the lucky draw, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the lucky draw or with the acceptance, possession, attendance at or use of any prize.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at anytime and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the lucky draw or terminate, withdraw, extend or shorten the lucky draw, with or without notice or reason. Such change on terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation.</li><li>By participating in this lucky draw, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home&rsquo;s advertising and promotional purposes for unlimited period without additional compensation unless prohibited by law.</li><li>As a condition of accepting the prize(s), the winner(s) will be required to sign and return to Pay2Home any legal documentation in the form required by Pay2Home in its absolute discretion, including but not limited to a legal release and indemnity form.</li></ol></li><li> Applicable Law<ol><li>The lucky draw and these terms and conditions shall be governed by the laws of the Republic of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant to this lucky draw shall have no rights under the Contracts (Right of Third Parties) Act to enforce any of these terms and conditions.</li></ol></li></ol>

<h1 class="text-center pv-3">Terms and Conditions Governing the 10.10 Pay2Home Challenge 2022</h1><ol><li> The Organiser<ol><li>The 10.10 Pay2Home Challenge 2022 (&ldquo;campaign&rdquo;) is organised by Wandr Pte. Ltd., hereafter known as &ldquo;Pay2Home&rdquo;</li></ol></li><li> Acceptance of Terms and Conditions<ol><li>By entering this campaign, the participant (&ldquo;You&rdquo;) agree to be bound by these terms and conditions, available at <a href="https://www.pay2home.com/termsandconditions">www.pay2home.com/termsandconditions</a>, and any definitions contained herein.</li></ol></li><li> Eligibility<ol><li>The campaign is open to all Pay2Home account holders (members) during the campaign period.</li><li>The employees of Pay2Home and members of their immediate families will not be eligible to participate.</li><li>Corporate customers of Pay2Home are not eligible to participate in this campaign</li><li>The first (1st) fifty (50) customers to successfully complete task one (1) and task two (2) within the campaign period will be entitled to one (1) free money transfer, subject to a limit of SGD 10. Task one (1) and task two (2) are as follows and do not have to be completed in order:<ol class="exclude-nest"><li>Follow Pay2Home on Facebook or Instagram</li><li>Tag 2 friends and let us know why you choose Pay2Home as your money transfer provider under comments in 10.10 Pay2Home Challenge post.</li></ol></li><li>Pay2Home reserves the right to determine in its sole and absolute discretion all matters arising out of or in connection with the campaign, including whether you satisfy the criteria to participate in the campaign and/or your eligibility for the campaign. Pay2Home&rsquo;s determination of all matters relating to the campaign shall be final and binding, with no obligation to disclose its reason(s). No appeal, objection, challenge or correspondence will be entered into.</li></ol></li><li> Promotion Period<ol><li>The campaign commences on 10th October 2022 to 10th November 2022 (both dates inclusive) (&ldquo;Campaign Period&rdquo;).</li><li>The campaign will start on commencement date and shall cease once all the gift(s) have been fully redeemed or at the end of the campaign period, whichever is earlier.</li></ol></li><li> Promotion<ol><li>The campaign is as follows: The first (1st) fifty (50) customers to successfully complete task one (1) to task two (2) within the campaign period will be entitled to one (1) free money transfer, subject to a limit of SGD 10.</li><li>The gift(s) are non-negotiable, exchangeable for cash, credit or kind, in full or in part, and are not replaceable if lost, damaged or stolen.</li><li>The campaign shall not apply in conjunction with any other offers, discounts, rebates, vouchers, privileges or promotions unless otherwise stated.</li><li>Pay2Home reserves the right to, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to replace and/or substitute the gift with any other gift of equal or similar value. </li><li>Pay2Home will not be liable or responsible for any defects, deficiency, quality, merchantability, or any other aspect of the gift, or any goods or services redeemed/ claimed under the campaign, or the acts or defaults of the merchant, agent, supplier or service provider of the gift or any goods or services redeemed under the campaign.</li></ol></li><li> Redemption<ol><li>Only one (1) free money transfer, subject to a limit of SGD 10 is permitted per customer.</li><li>There will be a total of fifty (50) gift(s) for this campaign.</li><li>Pay2Home&rsquo;s decision as to the eligibility of customers to the gift is final. No correspondence relating to the promotion will be entered into.</li><li>To claim for the gift, you may be required to sign and return to Pay2Home an Affidavit of Eligibility/ Liability Release Form including, if so required under applicable laws, a publicity release form within thirty (30) days of notification date. Any such documents not duly completed and/or returned to Pay2Home may result in the forfeiture of the gift. </li><li>Pay2Home reserves the right, where necessary, to undertake all such action as is reasonable to protect itself against fraudulent or invalid claims including, without limitation, to require further verification as to the identity, age, and other relevant details of a claimant.</li></ol></li><li> Limitation of Liability / Indemnity<ol><li>By entering the campaign, you agree to release Pay2Home from any liability whatsoever for any claims, costs, injuries, losses, or damages of any kind arising out of or in connection with the campaign or with the acceptance, possession, attendance at or use of the gift.</li></ol></li><li> General Terms<ol><li>Pay2Home reserves the right, at any time and in its sole and absolute discretion, without notice or assigning any reason therefore, to vary, modify, add, or revise any of the terms and conditions governing the campaign or terminate, withdraw, extend or shorten the campaign, with or without notice or reason. Such change on the terms and conditions shall be effective immediately upon posting to this webpage and you understand and agree to be bound by any such variation. </li><li>By participating in the campaign, you will be deemed to have consented to Pay2Home to use any information which includes but is not limited to your name, likeness, images or photographs, and your public social media profiles or information for Pay2Home advertising and promotional purposes for an unlimited period without additional compensation unless prohibited by law.</li><li>In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials, these terms and conditions will prevail. </li><li>These terms and conditions are to be read in conjunction with Pay2Home&rsquo;s Customer Terms, and other service terms (“Other Terms”). If there is any inconsistency between the other terms and these terms, these terms shall prevail.</li></ol></li><li> Applicable Law<ol> <li>These terms and conditions shall be governed by the laws of Singapore and you are deemed to have irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. Any person who is not a participant of the promotion shall have no right under the Contracts (Rights of Third Parties) Act to enforce any of these terms and conditions</li></ol></li></ol>

Don't miss out on... Deals & Promotions

Don't miss out on...
Deals & Promotions